Student Debt Relief
- John R. Justice Student Loan Repayment Program
- CCRAA – Public Service Loan Forgiveness
- Law School LRAPs
- Student Debt
- CCRAA – Income-Based Repayment
- Law School Grants and Scholarships
- Law School Tuition and Fees
- Employer-Based LRAPs
- State-Based LRAPs
- Public Service Salaries
- Non-Legal LRAPs
- Webinars
- Civil Legal Assistance Attorney Student Loan Repayment Program
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Student Debt Relief
Featured Resources
Podcast: Get full credit for loan payments
Public Service Loan Forgiveness cancels the remaining balance on Federal Direct loans after 10 years of qualifying monthly payments. This six-minute podcast explains what constitutes a qualifying monthly payment.
Student Debt Relief Webinar Series
Getting Your Student Loans Forgiven: How government and nonprofit employees can earn public service loan forgiveness
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State-Based Loan Repayment Assistance Programs
This Resource Includes
Almost all state loan repayment assistance programs (LRAPs) require recipients to be practicing law in “qualifying employment” within the state. Characteristics of state LRAPs vary, but definitions of “qualifying employment” in all states include civil legal aid and in some states include public defense, prosecution and other government and nonprofit legal organization work.
State LRAP Programs and Contacts
Created and administered by bar associations, bar foundations, independent nonprofit organizations and state education administrations, 23 states offer loan repayment assistance programs, providing financial aid to public interest lawyers.The American Bar Association in collaboration with Kelly Carmody of Carmody and Associates maintains a listing of statewide LRAPs. Equal Justice Works thanks the ABA and Kelly Carmody for this information. There are twenty-three statewide loan repayment assistance programs.
State LRAP Legislation
The American Bar Association maintains information about pending and enacted legislation to create statewide loan repayment assistance programs.Tools
- Student Debt Podcast Series stream, download or subscribe for tips and tools on coping with student debt.
- Student Debt Forum: a place to post questions, receive answers, and join discussions with others concerned about student debt.
- Financing the Future: Responses to the Rising Debt of Law Students a study detailing the characteristics of loan repayment assistance programs.
- The Equal Justice Works Guide to Law Schools a free interactive online resource of public service opportunities, curricula and financial programs at more than 150 law schools in the United States.
External Links & Resources
This Directory was last updated on April 01, 2009. Each entry in the Directory is verified and updated at least annually.