Student Debt Relief
- John R. Justice Student Loan Repayment Program
- CCRAA – Public Service Loan Forgiveness
- Law School LRAPs
- Student Debt
- CCRAA – Income-Based Repayment
- Law School Grants and Scholarships
- Law School Tuition and Fees
- Employer-Based LRAPs
- State-Based LRAPs
- Public Service Salaries
- Non-Legal LRAPs
- Webinars
- Civil Legal Assistance Attorney Student Loan Repayment Program
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Student Debt Relief
Featured Resources
Podcast: Get full credit for loan payments
Public Service Loan Forgiveness cancels the remaining balance on Federal Direct loans after 10 years of qualifying monthly payments. This six-minute podcast explains what constitutes a qualifying monthly payment.
Student Debt Relief Webinar Series
Getting Your Student Loans Forgiven: How government and nonprofit employees can earn public service loan forgiveness
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College Cost Reduction and Access Act – Income-Based Repayment
SUB-TOPICS
This Resource Includes
Income-Based Repayment is a new repayment plan established by the College Cost Reduction & Access Act that can substantially reduce monthly student loan payments. Typically, borrowers who earn less than they owe in federal student loans will be eligible to choose Income-Based Repayment. The good news is that for most borrowers payments will be less than 10 percent of income.
Partial Financial Hardship
A Partial Financial Hardship exists when the annual amount due on all of a borrower’s eligible loans, as calculated under a standard 10-year repayment plan, exceeds 15 percent of “discretionary income.”Tools
- Income-Based Repayment Worksheet
- Equal Justice Works CCRAA Overview
- Basic Income-Based Repayment Calculator
- Expanded Income-Based Repayment Calculator
- Income-Contingent Repayment Calculator
- VIDEO: Heather Jarvis explores the federal student loan forgiveness law and how the College Cost Reduction and Access Act of 2007 affects law students. Recorded at Brooklyn Law School on February 19, 2008.
- Student Debt Podcast Series: stream, download or subscribe for tips and tools on coping with student debt.
- Student Debt Forum: a place to post questions, receive answers, and join discussions with others concerned about student debt.
- Financing the Future: Responses to the Rising Debt of Law Students a study detailing the characteristics of loan repayment assistance programs.
- The Equal Justice Works Guide to Law Schools a free interactive online resource of public service opportunities, curricula and financial programs at more than 150 law schools in the United States.
Frequently Asked Questions
External Links & Resources
This Directory was last updated on June 22, 2009. Each entry in the Directory is verified and updated at least annually.